Financial Freedom
Behind Bars

When the state takes your freedom, we'll take your interest rate to the max!

See How Much You Qualify For
Inmate Testimonial

"PrisonLoans™ helped me after I got caught leading my 'border tour company' across the Rio Grande at night. Turns out charging people to swim in a river requires permits!"

- B. Williams, Serving 6-10 for human trafficking and impersonating a swim instructor

Inmate Testimonial

"Who knew showing your bits to the Bellagio fountain would get you 5 years? PrisonLoans™ helped me buy enough bedsheets to cover myself for the first time in years!"

- VegasMatt, Serving 5-7 for "expressing himself" on the Strip

Bail Bond Calculator

Find out how much you can borrow based on your prison profile!

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Your Loan Qualification

$0

Interest Rate: 99.99%

Payment Plan: Cigarettes (20/week)

Collateral Required: Your cell mate's good behavior

Apply Now

Prison Credit Score Checker

Find out where you stand in the prison financial ecosystem!

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Snitch Risky Solid Premium Kingpin
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Score Breakdown

  • Shiv-Crafting Skills: 0
  • Prison Yard Clout: 0
  • Snitch History: 0
  • Commissary Assets: 0
  • Contraband Connections: 0

Loan Status

Check your score to see loan options!

Frequent Offender Miles

Our exclusive loyalty program for repeat customers

Misdemeanor Membership

  • 1 Ramen Noodle per $100 borrowed
  • Priority processing for bail bonds under $500
  • Free prison wallet (conditions apply)
  • 10% discount on your first shakedown payment

Life Sentence Legacy

  • 5 Ramen Noodles per $100 borrowed
  • Unlimited loan refinancing options
  • Dedicated "financial advisor" cell mate
  • Exclusive access to our "Early Release" investment portfolio
  • Annual Birthday cake (file not included)

Frequently Asked Questions

Can I use my prison loan to bribe the guards?

While we don't officially endorse guard bribery, we do offer our "Administrative Relations Enhancement Package" which includes funds allocated for "staff appreciation initiatives." Please note that results may vary, and we are not responsible for any extended sentences incurred.

What happens if I can't repay my loan?

Our collection methods are, let's say, quite persuasive. We have arrangements with certain "associates" in every facility who specialize in asset recovery. Remember, in prison, everything is collateral - including your desserts, shower time, and personal safety. We always get paid, one way or another.

Do you offer witness protection financing?

Yes! Our "Snitch Stash" special financing is perfect for those looking to start a new life. Package includes a new identity, relocation to a minimum security facility, and a complimentary neck brace. NOTE: All witness protection financing requires a non-refundable application fee of 50 cigarettes or 3 Top Ramen flavor packets.

What's your interest rate?

Our interest rates start at a competitive 99.99% APR and can go up based on factors including, but not limited to: your prison credit score, the alignment of the stars, the warden's mood, and whether Mercury is in retrograde. For our premium customers serving triple life sentences, we offer our special "Forever Customer" discount.

Is PrisonLoans™ a legitimate business?

Define "legitimate." We're as legitimate as the prison tattoo artist who claims to have been a professional in Miami. Our CEO is currently serving 15-20 for what he describes as "creative accounting." We like to think that makes us experts in the field rather than criminals. It's all about perspective.

Can I apply for a loan if I'm not in prison yet?

Absolutely! Our "Pre-Conviction Planning" service helps future inmates prepare their finances before sentencing. For a modest fee, we can even recommend crimes that qualify for our special financing rates. Planning to get caught is just good financial sense.